Effective Date: 1 October 2025

Introduction

At Iworca, your privacy is important to us. We are committed to protecting your personal information in compliance with the Protection of Personal Information Act (POPIA) of South Africa.

This policy explains how we collect, use, and safeguard your information when you use our website and services.

Information We Collect

We may collect:

  • Full name and business details 
  • Contact details (email, phone, address) 
  • Business and financial data (bank statements, turnover, registration numbers) 
  • Application and communication records 
  • Website usage and technical data (IP, browser, location analytics) 

    How We Use Your Data

    We use your data to:

    • Process and submit funding applications to our trusted partners (Lulalend, Genfin, and Pollen Finance) 
    • Communicate updates or results 
    • Improve user experience and website functionality 
    • Comply with legal or regulatory requirements 

       Data Sharing

      We do not sell your information.

      We share only with:

      • Verified lending partners (Lulalend, Genfin, Pollen Finance) 
      • Service providers helping us operate our website securely 
      • Authorities if legally required 

        Security

        Your information is encrypted and stored securely. We take all reasonable steps to prevent unauthorized access or misuse.

        Your Rights

        Under POPIA, you can:

        • Request a copy of your personal information
        • Ask for corrections or deletion 
        • Withdraw consent (subject to lawful limitations) 

        To contact our privacy officer: finance@iworca.co.za

        Retention

        We keep your data only as long as necessary for funding or legal purposes.

        Updates

        This policy may be updated occasionally. Please check this page for the latest version.