Genfin
Home/Genfin
Genfin short-term working capital for South African companies

Business Loans up to R5 Million

Genfin provides fast, unsecured business funding designed for South African SMEs ready to scale. Whether you need to boost working capital, invest in new equipment, or manage cash flow — Genfin makes it simple.

Get access to up to R5 million in funding with transparent costs, flexible repayment options, and quick approval times.
If your business has been trading for 12 months or more with an annual turnover of R1 million+, you’re ready to apply.
A dedicated Funding Specialist will guide you through every step — helping you unlock capital to fuel your next phase of growth.
Why We Support Genfin
Locally owned and deeply invested in South African growth
Transparent, honest easy and fair Loan Process
Human + tech hybrid model — fast yet personal
How it Works
Simple Application
  • Complete a quick online form — just your company registration number and key business details.
  • Our system instantly connects your info to Genfin for review within minutes.
  • A Dedicated Business Funding Analyst begins assessing your application using smart, secure technology.
APPLY NOW
Smart Assessment
  • Our platform uses AI-driven assessment tools to review turnover, trading history, and repayment ability.
  • Every application goes through responsible lending checks to protect your business from over-extension.
  • You’ll receive a tailored offer based on your unique financial profile and growth needs.
APPLY NOW
Funding & Requirements
  • Trading for 12+ months
  • Minimum turnover of R1M per year (R100k/month)
  • 12 months of bank statements
  • Registered entity (no sole props, trusts, or partnerships)
  • Additional docs (management accounts, annual financials) may be requested for larger amounts.
APPLY NOW
How Genfin Helps SMEs
Genfin is dedicated to empowering South African businesses with fast, flexible, and transparent funding solutions. Their goal is to help you access the working capital you need to grow, manage cash flow, or seize new opportunities — without the lengthy paperwork and delays of traditional banks.
  • Growth Financing
  • Bridging loans
  • Line of credit
  • Payment options from 1 to 24 Months
  • Early Settlment Discounts
APPLY NOW

Iworca partners with Genfin to help South African entrepreneurs access fast, fair, and flexible funding without hidden fees.

✔

Strengthen Your Application Before You Apply

Many funding applications are delayed or declined due to missing, outdated, or unclear business information. A Business Credibility Report helps identify potential risks early, allowing you to apply with greater confidence and clarity.

Powered by Checkpoint 360 , a specialist business verification provider.


Iworca isn’t a broker — we’re South Africa’s fintech ambassador platform. We help business owners understand, trust, and access modern funding. We believe in transparency, speed, and growth for every SME.